Exclusive Interview With Herman Marigny
When did you first establish your company or brand?
I’ve been an entrepreneur for over 35 years. However, I’ve only been in the financial literacy
space for 15 years.
Did you ever get sleep building your brand up?
I’ve never wanted to sleep because it’s so exciting, to educate, and help others to obtain
business funding by disseminating financial literacy.
What advice do you have for someone just starting their entrepreneurial career?
People need to optimize their personal credit, build their business credit, and find a mentor in
How did you get into your niche?
A friend of mine introduced me to alternative financing showing me that I didn’t need financials,
taxes, or even to go into a bank to receive 180 thousand in funding with a 2-week-old business.
I am now a true believer and disciple of unsecured business credit card funding.
Was it hard to start your business?
No. Once I was able to obtain the funding, I simply did it again, and then, started helping my
family, friends, and community to optimize their personal credit, build out their business credit,
and obtain funding for themselves.
What were some of the trials you went through when you first started?
Finding customer service-oriented and tech-savvy employees that I could trust with my
intellectual property. In the past, I will spend weeks training employees on how to do personal
credit, business credit, and funding only to be training my future competition.
What’s your goal for the next 10 years in business?
My goal in the next 10 years is to help millions of people to optimize their personal credit, build
out their business credit, and leave a financial legacy of wealth.
Did your friends support your business when you launched it? If not, why do you think
Not in the beginning, because they did not know me as someone to optimize personal credit or
build out business credit, but when they see the multiple businesses such as 4 CDL schools, a
the trucking company, a staffing company, a brokerage company, and other businesses materialize,
they became believers and started supporting my vision of educating our community about the
benefits of financial literacy and entrepreneurship.
What’s something you haven’t done in your career yet that you always wanted to
As of yet, I have not opened up a financial institution such as a bank or credit union which would
allow me to help many more entrepreneurs to receive funding for their real estate projects,
franchises, or other business endeavors.